What to expect during the appraisal inspection
Once your appraiser has arrived, you do not need to escort them along on the entire site inspection, but is usually helpful be available to answer questions about your property and be willing to point out any home improvements. What to expect during the appraisal inspection:
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When the appraiser arrives, the process will being with the appraiser taking notes of neighborhood observations and will also record notes regarding the subject home's amenities that can been seen from the street, from within the car.
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The appraiser will exit the car and will start taking photos at this point. Photos of the "Street Scene" and of the front of the subject home will be taken just prior to knocking on the door.
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At this point the appraiser will come to the door and introduce himself. Typically, the appraisal inspection will consist of an exterior inspection of the home, before the interior inspection. The appraiser will take measurements, photos, and notes regarding the home's exterior amenities, updates, and deferred maintenance (if any).
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Once the exterior has been inspected, the appraiser will continue with the interior inspection. Please make sure that all rooms within the home are accessible. Additionally, the appraiser is required to take photos of all interior rooms, any deferred maintenance, any updating, and any essential systems within the home (like the furnace, electrical service panel, sump pump, etc.)
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After the entire home has been inspected, the appraiser will ask questions regarding updating, remodeling, deferred maintenance, property transfers, site features, etc.
For most appraisal inspections of homes under 2000 square feet, the appraisal inspection process generally takes about 45 minutes. For larger homes the time can increase.
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